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Car Payment Calculator - Auto Loan

Free car payment calculator. Calculate monthly auto loan payments with down payment, trade-in, interest rate, and loan term.

Calculate your auto loan payment

Enter your values to see results

and click the "Calculate" button

Car Payment Calculator

Calculate your monthly car payment based on price, down payment, trade-in, interest rate, and loan term. See total cost of the loan.

Shorter term = higher payment but less interest

60-month loans are most common. 72-84 months lower payment but more interest. Aim for 20% down.

What interest rate should I expect?

Excellent credit (750+): 4-6%. Good credit (700-749): 6-9%. Fair credit (650-699): 9-14%. Poor credit: 14%+.

Should I choose a longer loan term?

Longer terms mean lower payments but more total interest. You may also end up 'underwater' (owing more than car's worth).

Auto Loan Calculator

Detailed auto loan calculation

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