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Closing Cost Calculator - Estimate Closing Costs

Free closing cost calculator. Estimate total closing costs when buying a home including lender fees, title, and prepaid items.

Estimate your closing costs

Enter your values to see results

and click the "Calculate" button

Closing Cost Calculator

Estimate how much cash you'll need at closing beyond your down payment. Closing costs typically range from 2-5% of the home price.

2-5% of home price

Includes: lender fees (1-2%), title insurance (0.5-1%), prepaid taxes/insurance, attorney fees, recording fees.

Who pays closing costs?

Buyers typically pay 2-5% of home price. Sellers pay agent commissions (5-6%) and may contribute to buyer costs in negotiations.

Can closing costs be negotiated?

Yes! Shop multiple lenders, negotiate with sellers, ask for seller credits, or look for lender credits (in exchange for higher rate).

Down Payment Calculator

Calculate down payment amount

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